Bharti Axa Student Travel Insurance

Bharti AXA General Insurance Company Ltd is a joint venture between Bharti Enterprises, a leading Indian business group and AXA, a world leader in financial protection. The joint venture company has a 74% stake from Bharti and 26% stake of the AXA Group. The organization commenced national operations in August 2008 and currently has 59 branch offices across the country.

Contact Details

Customer Support: 1800-103-2292
(Toll free), +91 49010200
SMS: 5667700 using keywords such as Claim, Service, Renew and Call Back
Email: customer.service@bharti-axagi.co.in

Product Overview of Bharti Axa Student Travel Insurance

Bharti AXA Student Travel Insurance covers students travelling abroad against uncertainties that could interrupt their education. The plan provides cover against risks pertaining to emergency medical expenses and travel related contingencies such as loss of baggage, passport, personal accident, among other exigencies.

Unique Features of Bharti Axa Student Travel Insurance

Covers medical expenses inclusive of repatriation and emergency medical evacuation

Offers cover against medical expenses related to acute anaesthetic treatment of a natural tooth or teeth during a trip.

Reimbursement of tuition fees paid in advance and offers protection against study interruption.

Provides assistance upto a specified amount if the insured is wrongfully arrested or detained and the offence is bailable.

Eligibility Criteria for Bharti Axa Student Travel Insurance

Product NameTravel Guard
Minimum Age of Entry 16 years
Maximum age of Entry 40 years
Renewal Age Upto 40 Years
Sum Insured $1,00,000/ $2,00,000/ $3,00,000/ $5,00,000
Policy Tenure Minimum 30 days and maximum 2 years, which can be extendable
Family Definition Individual
Premium Calculated on Basis of Age, Trip duration, Destination and Sum Insured

Product Benefits of Bharti Axa Student Travel Insurance

Benefits Smart Traveller Student- Standard Smart Traveller Student- Silver Smart Traveller Student- Gold Smart Traveller Student- Platinum Deductibles
Medical Expenses, including coverage(s)
mentioned in Cover I		 US$ 100000 US$ 200000 US$ 300000 US$ 500000 US$ 100
Dental Treatment Expenses US$ 500 US$ 500 US$ 750 US$ 750 US$ 50
Personal Accident US$ 25000 US$ 30000 US$ 30000 US$ 30000 Nil
Accidental Death and Dismemberment - Common Carrier US$ 1000 US$ 3000 US$ 3000 US$ 3000 Nil
Daily Allowance in case of Hospitalisation US$ 100 per day for 8 days after 2 days US$ 250 per day for 8 days after 2 days US$ 400 per day for 8 days after 2 days US$ 600 per day for 8 days after 2 days Nil
Compassionate Visit US$ 5000 US$ 7500 US$ 10000 US$ 10000 Nil
Loss of Passport and Documents US$ 125 US$ 125 US$ 250 US$ 250 US$ 25
Total loss of checked Baggage US$ 1000 US$ 1000 US$ 1000 US$ 1250 US$ 100
Delay of checked Baggage US$ 100 US$ 100 US$ 100 US$ 125 8 Hours
Personal Liability US$ 100000 US$ 100000 US$ 100000 US$ 125000 US$ 200
Legal Expenses US$ 100 US$ 100 US$ 200 US$ 300 Nil
Bail Bond US$ 1000 US$ 5000 US$ 5000 US$ 7500 US$ 50
Study Interruption US$ 10000 US$ 10000 US$ 10000 US$ 12500 Nil
Sponsor Protection US$ 10000 US$ 10000 US$ 10000 US$ 12500 Nil

Exclusions for Bharti Axa Student Travel Insurance

  1. Where the insured is travelling against the advice of a Physician
  2. Where the insured is is travelling for the purpose of obtaining treatment
  3. No claim will be paid if arising from suicide, attempted suicide or wilfully self inflicted injury
  4. No claim will be paid if arising from the Insured person taking part in Naval, Military or Airforce operations
  5. No claim will be paid if arising from War, invasion, acts of foreign enemy, hostilities
  6. No claim will be paid arising from the participation of the Insured person in adventure sports
  7. No claim will be paid for pre-existing diseases, sexually transmitted diseases, AIDS, HIV, etc
  8. Cosmetic surgery, unless such cosmetic surgery is rendered medically necessary as part of treatment for accidents and burns whilst being abroad.
  9. Hazardous occupation, or if engaged in any criminal or illegal act.
  10. Non Allopathic treatment e.g. - Ayurvedic, Yogic, Homeopathic, Unani treatment(s).
  11. Naturopathy treatment
Please refer to the policy wordings for the complete list of exclusions.

Claim Process for Bharti Axa Student Travel Insurance

Assistance service provider is to be informed in each & every medical treatment.Non Intimation may invalidate the claim.

Service Provider details

CountryContact No.
For Canada (Toll Free) 844-691-8883
For USA (Toll Free) 844-691-8885
For Rest of the world excluding Canada & USA (Bharti AXA General +91 11 47324403 Insurance Call back number) (+91 11 47324403)